🛡️ Fredicare Health Insurance
Affordable health cover for you and your family. Choose a plan, complete the short application and pay securely online — your cover starts as soon as we approve your enrolment.
Basic Plan
Essential cover for everyday health needs.
₦45,000 per year
- ✅ Up to ₦150,000 annual outpatient care
- ✅ General practitioner consultations
- ✅ Basic laboratory tests & diagnostics
- ✅ Malaria & common illness treatment
- ✅ 24/7 telephone medical advice line
- ✅ 1 registered dependant (spouse or child)
- ➖ Major surgery & hospital admissions
- ➖ Specialist consultant care
- ➖ Dental & optical care
Standard Plan
Comprehensive cover for the whole family.
₦95,000 per year
- ✅ Up to ₦500,000 annual medical cover
- ✅ All Basic Plan benefits
- ✅ Specialist consultant consultations
- ✅ Hospital admission up to 5 days per year
- ✅ Minor surgery & emergency care
- ✅ Maternity & antenatal services
- ✅ Dental & optical care (basic)
- ✅ Up to 4 registered dependants
- ➖ Overseas medical treatment
- ➖ Chronic disease management (premium tier)
Premium Plan
Maximum protection with priority care.
₦180,000 per year
- ✅ Up to ₦2,000,000 annual medical cover
- ✅ All Standard Plan benefits
- ✅ Major surgery & unlimited hospital admissions
- ✅ Chronic condition management (hypertension, diabetes…)
- ✅ Advanced imaging (CT scan, MRI, ultrasound)
- ✅ Dedicated family doctor & priority appointments
- ✅ Annual executive health screening
- ✅ Online consultation at no extra cost
- ✅ Up to 8 registered dependants
- ✅ Nationwide emergency evacuation support
All plans give access to Fredicare Clinic branches, online consultations and our 24/7 medical advice line. Premiums are paid annually via secure Paystack card payment. Need help choosing? Talk to our team.